Types of Loans
We help investors seeking to acquire private money loans to invest in the real estate market. In order to maximize profits all around, we match you with specific private money investors who are a good fit for your investment into the real estate market. To help you invest, we offer four main types of loans: purchase loans, refinance loans, ARV or after rehab value loans, and commercial loans.
“Wide diversification is only required when investors do not understand what they are doing.”
Types of Loans
Our variety of loans each have different terms to suit them. Please peruse our selection below in order to find the type of loan that will fit your investment best. If you have any questions, please feel free to contact us.
For residential purchases, we offer loans up to 65% of the as is independently appraised value or 80% of the purchase price, whichever is lesser. However, we also allow for the cross collateralization of multiple properties on purchase loans. If you take advantage of our cross collateralization offer, you may borrow up to 65% of the aggregate value of the properties used as collateral.
You may borrow up to 65% of the as is independently appraised value of a property on a refinance for repairs to the property or to pay off other loans collateralized by the property. However, if you require more than 10% of the loan proceeds in cash, you may only borrow up to 50% of the as is independently appraised value of the property.
You may borrow up to 65% of the post-repair value of the residential property. These loans are to be used only for repairs to the property securing the loan. The entirety of the loan shall be held in escrow. As the work is performed, we will allow you to draw on the funds from escrow.
We offer loans for commercial property up to 55% of the as is independently appraised value of the property or 70% of the purchase price, whichever is lesser.
Borrower must be a US business entity with a valid, up to date business license; individual borrowers may be selectively approved by legal counsel on a case by case basis.
At least 40% of the owners of said business entity must be personal guarantors.
Said business entity may be owned by either domestic or foreign persons.
Background checks may be done on each of the personal guarantors.
Basic Loan Summary
All of our basic loan types listed above share a few common characteristics:
While we can’t wait to get started working with you, we do have the small formality of a few property requirements that you must ensure prior to applying for a loan.
20449 SW TV Hwy. #222
Aloha Or. 97003
Email: [email protected]
Apply for a loan today!